0smosis aims to make Belgium the best place for customers to do their financial transactions. In their Venture Studio, they build companies around ideas that make financial services more transparent, simple and truly customer-focused. Together with their partners they innovate outside of the corporate walls and build real solutions that will make a difference in the lives of tomorrows customers.
Tags:#transparency #venturestudio #creatingthefuture
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The financial assistant of self-employed workers
TagsSelf-employed, Accounting, Tax advisory
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Aguilonius is a niche player in the domain of RegTech, providing software and services to financial institutions to comply with regulatory requirements.
TagsRegTech Supervisory Reporting Financial Sector
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Beebonds is a platform which informs you about opportunities to invest into projects with great financial returns !
Tags: Crowdfunding, crowdlending, Investment, International lending, alternative finance
Twitter :@BeebondsFinance

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Belgian Mobile ID

Belgian Mobile ID is a consortium of Belgium’s leading banks and mobile network operators that have joined forces to create the Belgian reference for mobile identity and digital privacy.
The consortium has developed the itsme® app, a new online identification and authentication solution, specially designed for the digital age and highly secure.

TagsDigital Security, Strong User Authentication, Electronic Signature, Digital Identities, Innovation

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Birdee is a digital investment solution dedicated to Mass Affluent investors. Its aim is to make savings management easy and accessible for all, matching the simplicity and cash availability of saving accounts with the performance of mutual funds. Therefore, we created two offers : a Birdee Institutional, dedicated to financial institutions, and a Birdee Money Experts, directly targeted to the end-user.
Tags: #robo-advisor
Twitter : @birdee_co
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Buy Way Personal Finance

Prayment solutions and Business Process
Outsourcing Payment solutions & Financing solutions
Twitter: @BuyWay
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Co-libry is a data driven digital real estate market place. The combination of an advanced search engine, a loan and notary costs calculator and the connection to service providers (banks, telco’s, electricity providers…), makes your search for a home easier and more user-friendly. Their mission is to become a one-shop market place, where you start with your search for a house or apartment and end with moving into your new home.

Tags: user-friendly, AI, real estate, advanced search, open data
Twitter: @colibrybe

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Crowd Angels is a Crowd-as-a-Service platform that helps communities connect ideas and believers through omnisourcing.

TagsCrowdfunding, crowdsourcing, fundraising, crowd engagement, peer lending
Twitter : @CrowdAngels

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Data.be structured the official business data for all Belgian companies. Data.be offers a wide range of financial tools and APIs to enrich invoice and payment info, prevent B2B fraud, enable predictive CRM , provide financial reports & scoring, OCR solutions, text mining and full text search solutions.
Tags: Business data, API, financial scoring, fraud detection, B2B payment info enrichment, predictive CRM
Twitter: @DataBe
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Deposit Solutions

Deposit Solutions is the provider of the leading Open Banking platform for deposits connecting banks and depositors across Europe. Our mission is to establish Open Banking as the new industry standard for the deposits business.
TagsRetail deposits, financing for banks, innovation
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Digiteal is a european e-Invoicing *2C bill presentment platform (http://www.digiteal.eu). In a nutshell, it enables the customers to get all their digital bills in one place to manage them more easily.
Tags: B2C invoices; e-payment; e-invoices; QR code
Twitter: @DgTeal
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Easyvest is a fast-growing online financial advisor that is on a crusade to help all Belgians grow their hard-earned money in a smart, simple, personalized, low-cost, and educative way. This is what drives our team of Easyvalets every day.
Tags: #robo-advisor #investing
Twitter: @HelloEasyvest

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Ebury has become one of the fastest growing fintechs, with offices in 8 European countries. Serving over 15,000 corporate clients with transactions in over 140 currencies, Ebury now helps Belgian corporates trade globally with business funding for supply chain finance, tailored currency services, trade finance, cash management and risk management solutions.
Tagspayments, currency, FX, cross border,

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Ecco Nova

Ecco Nova is the first Belgian crowdfunding platform fully dedicated to the energy transition
Tags: Crowdfunding / Renewable energy / sustainable
Twitter: @ecconova
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Edebex is an online marketplace where companies sell their outstanding invoices within 72 hours to interested investors. This enables them to optimize their cash flow and ensures they have enough working capital available for daily expenditures. Edebex was founded in 2013 and is currently active in Belgium, the Netherlands, Luxembourg, France and recently Portugal.

Tags: invoice trading cash-flow financing
Twitter: @Edebex

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Elimity is an innovator in the domain of Identity and Access Management. Risk and compliance managers count on our product to provide them with the information they need to take well-founded decisions and help robotize the compliance checks they have to perform. In total, Elimity helps save time and money, lower risk and help companies become continuously in control, continuously secure and continuously compliant.
Tags: compliance, regtech, data analytics, identity and access management


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Ewala is a digital platform that allows users to send mobile credits to more than 400 telecom operators in +140 countries. With their user friendly platform, Ewala is the diaspora’s N°1 choice when it comes to sending airtime. We connect 4.5 billion mobile phones across emerging markets and we’ll plug many more phones in the near future.
TagsAirtime, Transfer, Remittances
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Our Mission is to assist financial organizations rethink their Business Model, adapt to the new Digital World, seize new Opportunities, embrace new Technologies and Roll-Out new Services. In other words: Achieve Your Goals.

We aim at helping our clients transform disruption into opportunity through three business practices:

  • Services
  • Solutions
  • Ventures & Innovation

Tags: Payment card, electronic payment, reconciliation, forecast, profitability analysis
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software solution to manage securities life cycle and data distribution over a blockchain
Tags: securities on the blockchain
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GuardSquare is the global reference in mobile application protection. We develop premium software for the protection of mobile applications against reverse engineering and hacking. Our products are used across the world in a broad range of industries, from financial services, e-commerce and the public sector to telecommunication, gaming and media. GuardSquare is based in Leuven (Belgium) and San Francisco (USA).
Tagssecurity, android, ios, mobile
Twitter : @guardsquare

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Hublio is an insurance robo-advisor.

We capture and optimize risk and coverage and provide a GDPR and MiFID II compliant platform where digital savvy parties in the insurance eco-system connect and engage.

As a broker or insurer, you regain time to focus on your advice, grow profit & efficiency, understand your customers and be more compliant.

TagsInsurTech, Insurance, Assistant, Robo, Advisor
Twitter : @hublio

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The Financial Services Platform for SMEs.
Offering what it calls Banking-As-A-Platform (BAAS), IbanFirst aims to aggregate all the Fintech Services around its own IBAN account.
The Fintech has designed an automated B2B onboarding process that allows SMEs to open a Belgian account in two minutes and access to the IbanFirst platform.
Tags: SME / Payments / BAAS / IBAN / International
Twitter: @IbanFirst

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As PSD2 and open banking break new ground in the financial world, Ibanity focuses on banks as well as third-party providers to help them get the most out of the opportunities PSD2 has to offer. As a brand of Isabel Group, Ibanity boosts open banking and makes sure every one of our customers has a promising role to play in this new financial landscape.

That’s why Ibanity paves the way towards compliancy for banks but is also looking beyond. With a full-service offering we support banks in reinventing their added value and developing new business models around APIs. For third-party providers such as merchants, developers, fintechs, accountants and also banks, Ibanity guarantees developer-friendliness and safe access to customer account information and payment initiation. Through just one API platform we offer connectivity, reach and a quick time to market for new financial products. Now is the time to unleash the potential hidden inside bank accounts.

Tagspsd2, openbanking, api
Twitter : @ibanityhq

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Ingenico ePayments

Financial Services for Online Business
Tags: Payments, Collecting, Payment Methods
Twitter: @Ingenico_ePymts
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Real time payments, cash management. Core expertise in financial integration and middleware solutions
Tags: @IntellectEU

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Koalect is a Belgian startup that allows organizations to build their own crowdfunding, crowdsourcing or fundraising platform. We provide a SAAS solution that gives organizations the autonomy to manage a platform and launch campaigns themselves. In addition, we train organizations how to use our toolbox and communicate around it through dedicated support

TagsFintech, Fundraising, Crowdfunding, Crowdsourcing, Social
Twitter : @koalect

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Crowdfunding platform – Social impact & Sustainable economy
Tags: #Crowdfunding #Investment #Social #Sustainable #International
Twitter: #litaco_

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P2B crowdlending crowdlending
Tags: SMEs Fintech
Twitter: @LookAndFin
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Payment terminals / Payment cards / Processing services
Tags: Payment, terminals, cards, processing, mobile
Twitter: @Loyaltek
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First online wealth management, distribution platform for investment products
Tags: investment funds with or without advice
Twitter: @medirectbank


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iMoneytrans Corporate

Moneytrans, European leader in high-speed international money transfers, is no newcomer to the game: its savoir faire is backed by 12 years of experience. Moneytrans is a Belgian payment institution certified by the National Bank of Belgium. A real change from the traditionally onerous and user-unfriendly resources, iMoneytrans Corporate is a truly breath of fresh air in the industry, bringing both simplicity and savings through optimal use of new technologies.

Tags: Money Transfer, Disruptive, Innovative, High-tech, Pure player, Efficiency
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Monizze develops and provides digital & payment solutions that improve the wellbeing of employees and the performance of the companies. It support merchants develop their turnover and stimulate loyalty of their clients prepaid
Tags: payment – meal voucher – eco-voucher – loyalty – couponing
Twitter: @upmonizze
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mozzeno.com is the first belgian fintech player allowing investors to invest indirectly in consumer loans granted by mozzeno
Tags: lending, investment, alternative finance
Twitter: @mozzeno
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We enable communities to collect and disburse money transparently
Tags: communities,crowdfunding,opensource,meetups,expenses
Twitter: @opencollect
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Smart contracting products, based on blockchain technology, that facilitates bankers, treasurers by automating a part of their daily activities
Tags: Blockchain, Smart contracting, Bitcoin, Payment Services
Twitter: @orillia_be
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Surprisingly simple mobile payments
Tags: #cashisover #p2p #instore #online #surprisinglysimple
Twitter: @Payconiq

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POM – Pay and Archive your invoices in one click!
Tags: Mobile payments, e-invoicing, administrative simplification
Twitter: @Just_POM_it

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Private Lending

PrivateLending is the first Peer to Peer platform in Belgium that connects Corporate Borrowers and Sophisticated Investors through Private Corporate Debt
Tags: Peer to peer, Lending Platform
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Qover is building the world’s first “Insurance-As-A-Service” platform. As a coverholder of the Lloyd’s of London, Qover acts as a digital wholesaler of proprietary white label insurance, allowing any business or Insurtech to seamlessly integrate our library of insurance products into its digital ecosystem via our open API’s.
Tags: #InsurTech #HackingInsurance
Twitter: @QoverMe

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recovr is a credit management software that helps SMEs stop worrying about unpaid invoices. From reconciliating payments to the handling of the case by a bailiff or a lawyer at no or lower fees, we centralize every information and take care of every step of your debt collection.
Tags: #debt collection, #credit management, #SME’s productivity
Twitter: @getrecovr

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Seraphin is the first digital broker in Belgium. We allow you to buy more than 35 insurances from your couch and manage them just as easily as you manage your finances. Discover more on Seraphin.Be!

Tags: Digital, Insurance, Broker, insurtech, assurtech
Twitter: @HelloSeraphin

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Founded in 2009, SlimPay is a licensed payment institution passported in several European countries. In addition to processing SEPA payments in EURO for fixed and variable payment plans, SlimPay’s API-driven Direct Debit solution provides value-added technologies and services enabling merchants to effortlessly onboard customers, increase customer lifetime value and maximise collected revenue.

Tagspayment, subscription, recurring payment, direct debit,
Twitter: @SlimPay

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SOFORT was founded in 2005, offering products and services for secure shopping of goods
and digital products on the Internet. Among other things, the company provides the payment
system SOFORT, being the market leader in direct payment systems in Germany and
Austria. SOFORT is currently available in 13 countries: Austria, Belgium, Czech Republic,
France, Germany, Hungary, Italy, the Netherlands, Poland, Spain, Slovakia, Switzerland and
the UK.
Tags: Standard for European bank transfer

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Spreds is an Investment platform offering everyone, regardless the size of their assets, an easy way to invest in businesses that improve their surrounding world. Spreds strives to help them mitigate their investment risks through transparency, education and diversification. Spreds loves entrepreneurs and the entrepreneurial ecosystem and allows inspiring businesses to raise funds in a convenient, flexible and cost-efficient way and in a safe environment. Spreds offers alternative products to banks and wealth managers, to stock exchange products and funds which are often seen as disconnected from the entrepreneurial economy. Spreds is established in the heart of Brussels with a dynamic and passionate team and is the Belgian leader and one of the European leading platfoms for start-ups and scale-ups.

Tags: #investmentcrowdfunding #fintech #start-up #scale-up #investmentplatform #venturecapital #impactinvesting #equity #debt
Twitter: @mymicroinvest
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Swanest is an online investment service that uses automation & algorithms to help self-directed investors in building and managing personalised investment portfolios.
Tags: online investing, robo-advice, investment advice, brokerage
Twitter: @Swanest_
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Building a digital bridge between investors and investment strategies.
TradeRouter delivers flexible, multi-language and broker-independent investment solutions, specifically aimed at social and automated trading.
Tags: social trading, automated trading, robo-investing
Twitter: @TradeRouter
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The solution for organizing Group Expenses, after a trip or a group activity… Fast, free and simple. Also available on Facebook, for iPhone and Android.
Tags: group expenses balance mobile payment
Twitter: @tricount
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Twikey has a simple and safe solution to negotiate in an easy way recurring payments (subscriptions or services) or paying afterwards via webshops, face-2-face contacts, via mail or via tablet on accounts with more than 3700 European banks. Twikey works together with popular accounting-, CRM systems, and webshop engines and is the first operational Mandate Service Provider in Belgium and the Netherlands with partnerships with Belfius, BNP Paribas Fortis, KBC, Bank J. Van Breda, Crelan, ING, Rabobank, ABN-Amro.
Tags: SEPA eMandates and collections
Twitter: @twikey

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ZappTax is a tax-free shopping mobile app that facilitates the way international travelers can obtain a refund of the value added tax (VAT) charged on the goods they purchase in the European Union.

Tags: tax-free shopping on your mobile


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